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Cookie Policy

Last updated: March 2025

At terquixalor, we believe in being upfront about how we collect and use data. This policy explains what cookies are, why we use them on terquixalor.com, and how you can control your preferences. We're not here to bury you in legal jargon—just straightforward information about our practices.

What Are Cookies Anyway?

Cookies are small text files that get stored on your device when you visit websites. Think of them as digital sticky notes that help websites remember who you are and what you've been doing. They typically contain a unique identifier and some basic information about your visit.

Most websites use cookies—they're pretty standard. But that doesn't mean we shouldn't explain what we're doing with them. Some cookies disappear when you close your browser (session cookies), while others stick around for a specified period (persistent cookies).

Types of Cookies We Use

Essential Cookies

These are the non-negotiables. Without them, terquixalor.com simply wouldn't function properly. They handle basic operations like page navigation, secure area access, and form submissions. You can't opt out of these because they're necessary for the site to work.

Functional Cookies

These remember your preferences and choices. Things like whether you've adjusted text size, selected currency preferences, or customized your dashboard view. They make your experience more personalized without tracking your broader browsing habits.

Analytics Cookies

We use these to understand how people interact with our educational content. Which articles are helpful? Where do people get stuck? What pages aren't working well? This information helps us improve terquixalor.com over time. The data is aggregated—we're not tracking individual users around the internet.

Marketing Cookies

These track your activity across our site to help us understand what content interests you. We might use this to show relevant information about upcoming webinars or new educational resources. They're optional, and you can disable them if you prefer.

What We Actually Use Cookies For

  • Keeping you logged in as you move between pages
  • Remembering your progress through our financial planning courses
  • Understanding which educational resources get the most attention
  • Identifying technical issues that need fixing
  • Preventing spam and suspicious activity
  • Measuring how effective our webinar announcements are
  • Improving our content based on what people actually read

We don't sell cookie data to third parties. Period. The information we collect stays with us and is used solely to improve your experience with terquixalor's educational platform.

Specific Cookies in Use

Here's a breakdown of the actual cookies you might encounter on terquixalor.com:

Cookie Name Purpose Duration
domain_session Maintains your login session and prevents security issues Session only
user_preferences Stores your site customization choices 12 months
course_progress Remembers where you left off in educational modules 6 months
analytics_id Tracks site usage patterns for improvement purposes 24 months
marketing_consent Records your marketing preference choices 12 months

Taking Control of Your Cookies

You're not stuck with our cookie settings. Every major browser gives you control over what gets stored. You can block all cookies, accept only certain types, or delete existing ones whenever you want.

Chrome: Settings → Privacy and security → Cookies and other site data

Firefox: Settings → Privacy & Security → Cookies and Site Data

Safari: Preferences → Privacy → Cookies and website data

Edge: Settings → Cookies and site permissions → Manage and delete cookies

Keep in mind that blocking essential cookies will affect how terquixalor.com functions. You might not be able to log in, save progress, or access certain features. But that's your choice to make.

How Long We Keep Cookie Data

Session cookies disappear when you close your browser. Persistent cookies stick around for the duration specified in the table above—typically between 6 and 24 months. After that, they expire automatically. You can manually clear them any time through your browser settings.

We regularly review our cookie usage and remove anything that's no longer serving a purpose. If we decide to implement new types of cookies or change how we use existing ones, we'll update this policy and let you know.

Third-Party Cookies

We keep third-party cookies to a minimum. When we do use them, it's typically for essential functions like video hosting for our educational content or analytics tools that help us understand site performance.

These third parties have their own privacy policies that govern how they handle data. We vet any external services we use, but you should review their policies if you want the full picture of their practices.

Updates to This Policy

Technology changes. Regulations evolve. When we need to update this cookie policy, we'll post the new version here with an updated date. For significant changes, we might send an email notification to registered users or display a notice on the site.

We recommend checking back occasionally, especially if you have concerns about cookie usage. The date at the top of this page shows when we last made changes.

Questions About Our Cookie Usage?

If something isn't clear or you have specific concerns about how we use cookies on terquixalor.com, we're here to help.

Contact Our Team

terquixalor

We're passionate about helping individuals understand the essentials of financial planning. Our courses cover budgeting strategies, investment basics, and practical money management techniques that make sense in everyday life.

Address: 5/209 Gilmore Rd, Queanbeyan West NSW 2620, Australia

Phone: +61 403 989 090

Email: contact@terquixalor.com

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