Building Financial Confidence Since 2019

We started terquixalor because too many people were making financial decisions without understanding the basics. Not the complicated investment strategies or tax loopholes – just the everyday money management that affects your actual life.

How We Got Here

Back in early 2019, our founder Callum Driscoll was running budget workshops at a community centre in Queanbeyan. He noticed something odd. People would show up with complicated questions about retirement planning, but they'd never tracked their spending for more than a week.

It was like asking about marathon training when you hadn't figured out how to tie your running shoes yet.

So we built terquixalor around a simple idea: teach the fundamentals properly. Not the flashy stuff that makes headlines. The boring, essential knowledge that actually changes how you handle money day-to-day.

Six years later, we're still doing exactly that. Just with better coffee in the break room.

Financial planning session with documents and calculator on desk

What Makes Our Approach Different

We're not trying to turn you into a financial analyst. We're helping you make informed decisions about your own money without needing a finance degree.

Real Scenarios

Every example comes from actual situations our students have faced. We use real numbers, real challenges, and real solutions that worked for people like you.

No Jargon Policy

If we use a technical term, we explain it in plain English first. Financial literacy shouldn't require learning a new language.

Practical Focus

You'll learn by doing. Building actual budgets, comparing real loan options, planning genuine savings goals. Theory only gets you so far.

The People Behind terquixalor

We're a small team. Two full-time instructors, one part-time administrator, and about four people we call when technology stops working. Everyone here has spent time either teaching financial literacy or working directly with people managing household budgets. We know what questions actually come up and which explanations make sense to real humans.

Callum Driscoll

Lead Educator

Callum spent eight years as a financial counsellor before starting terquixalor. He's helped over 300 families work through budget challenges and still remembers most of their names. His superpower is explaining compound interest without making people's eyes glaze over.

Magnus Thorvaldsen

Programme Coordinator

Magnus handles course scheduling, student support, and somehow keeps our filing system organized. Before joining terquixalor in 2021, he worked in adult education coordination for six years. He's the person who answers when you email with questions at 11pm.

Student reviewing financial planning materials

Group discussion during financial planning workshop

What We Actually Believe

We've seen enough dodgy financial advice to know what we're not. We're not here to sell you investment products, promise get-rich-quick schemes, or convince you that managing money requires genius-level maths skills.

What we do believe is pretty straightforward:

Everyone Deserves Clear Information

Financial decisions affect your life whether you understand them or not. Better to understand them. We explain things in plain language because confusion benefits nobody except people trying to hide something.

Small Changes Add Up

You don't need to overhaul your entire life. Sometimes understanding one concept – like how interest actually works or what fees you're really paying – makes a genuine difference over time.

Questions Are Good

If something doesn't make sense, ask. If an explanation feels incomplete, push back. We'd rather spend extra time clarifying than have you leave confused but too embarrassed to say so.